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Terms of Service

Version 0.1.0Last updated: Jun 2, 2026

Overview

These starter Terms describe the ForgePay virtual AI wallet, ForgeCredit payment platform and AI services marketplace. Replace the placeholders with verified company details before launch.

Legal review required

This is a starter template and must be reviewed by a qualified lawyer before commercial launch.

Company data

Editable placeholders for the final company, owner and contact details.

Company legal name: [COMPANY_LEGAL_NAME]
Company address: [COMPANY_ADDRESS]
Registration number: [COMPANY_REGISTRATION_NUMBER]
VAT ID: [VAT_ID]
Owner: [OWNER_NAME]
Contact email: [CONTACT_EMAIL]
Support email: [SUPPORT_EMAIL]
Data protection contact: [DPO_EMAIL]
Jurisdiction: [JURISDICTION]
Payment provider: [PAYMENT_PROVIDER]

ForgePay is not a bank.
ForgeCredit is not money issued by a government or central bank.
ForgeCredit is not a savings product.
ForgeCredit does not create ownership, yield or repayment rights.
Ordinary users cannot withdraw FGC to EUR.
Bonus FGC is non-transferable.
Transferable FGC may be sent between users subject to limits and fees.
The user-to-user transfer fee is 0.02%.
Sellers are settled according to Seller Terms.
External merchant API usage is governed by API Terms.

This page is starter content for drafting and product planning only. It must be reviewed and adapted by a qualified lawyer before commercial launch.

₣ForgePayforgepay.ai

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Terms of Service

Version 0.1.0. Starter text for review and editing. Last updated: Jun 2, 2026.

This is a starter template and must be reviewed by a qualified lawyer before commercial launch.

These starter Terms describe the ForgePay virtual AI wallet, ForgeCredit payment platform and AI services marketplace. Replace the placeholders with verified company details before launch.

Editable placeholder variables

[COMPANY_LEGAL_NAME]
[COMPANY_ADDRESS]
[COMPANY_REGISTRATION_NUMBER]
[VAT_ID]
[OWNER_NAME]
[CONTACT_EMAIL]
[SUPPORT_EMAIL]
[DPO_EMAIL]
[JURISDICTION]
[PAYMENT_PROVIDER]
[LAST_UPDATED_DATE]

Core ForgePay statements

ForgePay is not a bank.
ForgeCredit is not money issued by a government or central bank.
ForgeCredit is not a savings product.
ForgeCredit does not create ownership, yield or repayment rights.
Ordinary users cannot withdraw FGC to EUR.
Bonus FGC is non-transferable.
Transferable FGC may be sent between users subject to limits and fees.
The user-to-user transfer fee is 0.02%.
Sellers are settled according to Seller Terms.
External merchant API usage is governed by API Terms.

Service scope

ForgePay provides a virtual wallet experience, ForgeCredit payments, marketplace browsing and merchant checkout features. It does not provide public-money issuance, savings products, yield products or regulated financial services beyond the disclosed ForgePay ecosystem features.

Accounts and authorization

Each registered user receives a unique 8-digit ForgePay user account number. User-to-user transfers require the recipient payment account number and a separate 6-digit transaction PIN that is not the main password.

ForgeCredit use

Users may buy and spend FGC inside ForgePay. Bonus FGC granted by ForgePay is non-transferable, while transferable FGC may be sent subject to limits, anti-fraud checks and the 0.02% user-to-user transfer fee.

Marketplace and merchants

Marketplace purchases, seller settlement and external merchant checkout flows are governed by the relevant product policies, Seller Terms and API Terms listed in the legal center.

No final legal advice

This page is starter content for drafting and product planning only. It must be reviewed and adapted by a qualified lawyer before commercial launch.