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ForgeCredit Policy

Version 0.1.0Last updated: Jun 2, 2026

Overview

This starter ForgeCredit Policy describes FGC as the internal ForgePay settlement unit used for AI tools, digital goods, seller services and authorized merchant payments.

Legal review required

This is a starter template and must be reviewed by a qualified lawyer before commercial launch.

Company data

Editable placeholders for the final company, owner and contact details.

Company legal name: [COMPANY_LEGAL_NAME]
Company address: [COMPANY_ADDRESS]
Registration number: [COMPANY_REGISTRATION_NUMBER]
VAT ID: [VAT_ID]
Owner: [OWNER_NAME]
Contact email: [CONTACT_EMAIL]
Support email: [SUPPORT_EMAIL]
Data protection contact: [DPO_EMAIL]
Jurisdiction: [JURISDICTION]
Payment provider: [PAYMENT_PROVIDER]

ForgePay is not a bank.
ForgeCredit is not money issued by a government or central bank.
ForgeCredit is not a savings product.
ForgeCredit does not create ownership, yield or repayment rights.
Ordinary users cannot withdraw FGC to EUR.
Bonus FGC is non-transferable.
Transferable FGC may be sent between users subject to limits and fees.
The user-to-user transfer fee is 0.02%.
Sellers are settled according to Seller Terms.
External merchant API usage is governed by API Terms.

This page is starter content for drafting and product planning only. It must be reviewed and adapted by a qualified lawyer before commercial launch.

₣ForgePayforgepay.ai

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ForgeCredit Policy

Version 0.1.0. Starter text for review and editing. Last updated: Jun 2, 2026.

This is a starter template and must be reviewed by a qualified lawyer before commercial launch.

This starter ForgeCredit Policy describes FGC as the internal ForgePay settlement unit used for AI tools, digital goods, seller services and authorized merchant payments.

Editable placeholder variables

[COMPANY_LEGAL_NAME]
[COMPANY_ADDRESS]
[COMPANY_REGISTRATION_NUMBER]
[VAT_ID]
[OWNER_NAME]
[CONTACT_EMAIL]
[SUPPORT_EMAIL]
[DPO_EMAIL]
[JURISDICTION]
[PAYMENT_PROVIDER]
[LAST_UPDATED_DATE]

Core ForgePay statements

ForgePay is not a bank.
ForgeCredit is not money issued by a government or central bank.
ForgeCredit is not a savings product.
ForgeCredit does not create ownership, yield or repayment rights.
Ordinary users cannot withdraw FGC to EUR.
Bonus FGC is non-transferable.
Transferable FGC may be sent between users subject to limits and fees.
The user-to-user transfer fee is 0.02%.
Sellers are settled according to Seller Terms.
External merchant API usage is governed by API Terms.

Nature of ForgeCredit

ForgeCredit is an internal settlement unit for services available in the ForgePay ecosystem. It is not public money and does not give ordinary users a right to withdraw EUR.

Buckets and transferability

Purchased and earned transferable FGC may be sent between users subject to limits and fees. Welcome bonus, promotional grant and other non-transferable ForgePay credits cannot be sent to other users.

Reference value

The starter exchange reference is 1 ? = 0.01 EUR. Seller settlement values are shown in EUR using the rate locked at the moment of sale.

Corrections and reversals

Wallet movements should be represented in the ledger. Corrections should be posted as reversing entries rather than editable balance changes.

No final legal advice

This page is starter content for drafting and product planning only. It must be reviewed and adapted by a qualified lawyer before commercial launch.